Money.
Directly.

Buy cryptocurrency. Process prepaid cards. Accept payments on your storefront. No middlemen, no runaround, no games.

What We Charge

Our Fees. Right Here.

Same rates for everyone. Individuals, businesses, doesn't matter. One price, no surprises.

3.5%
Credit Card Charges

Every card transaction. Visa, Mastercard, Amex. 3D Secure verified. That's the fee, that's it.

8%
Prepaid Card Processing

Drain your prepaid card balance. We charge it, verify it over 14 days, and send you an Interac e-Transfer.

$10
Minimum Transaction

Because what's the point otherwise. Ten dollars minimum, five thousand max per transaction.

We Don't Advertise

Because we don't care. We believe in professional, direct tools that do what they need to do. We built this to process payments — not to run marketing campaigns or chase downloads.

Our fees are right here on the front page. You can test our procedures at any time, and we would love to see you again.

Businesses Pay the Same

When a business uses our service, they assume the charge. It's up to them to bake it into their payment structure. We provide the code, the API, and the desire to continue making tools that make processing payments easier and more direct.

Buy Cryptocurrency

9 currencies. Charge your card. We purchase the crypto and send it to any wallet — yours, a 365Wallet, or a storefront. Instant.

Process Prepaid Cards

Drain prepaid Visa and Mastercard balances. We charge the card, verify the transaction, and send you an Interac e-Transfer. 8% fee, 14-day hold.

Storefront Integration

Accept every currency your customers throw at you. Crypto, e-Transfer, credit cards. One API. We provide the code — you provide the storefront.

Built Different

We run our own infrastructure. Dedicated servers. Self-hosted nodes. No cloud dependencies. No third-party custody. Your money moves on hardware we own.

Self-Hosted
Full nodes on dedicated hardware we physically control
Encrypted
365Vault manages all secrets and API credentials
Canadian
365 Networking Ltd — built in Canada, for Canadians
Transparent
Clear fees. No hidden charges. No games. Ever.

Hard-Working People Deserve Easy Money

Not "easy money" like a scam. Easy money like: you earned it, now use it however you want without jumping through hoops. Buy something online. Send money to a friend. Cash out a gift card.

It should be simple. We make it simple.

365 Payments
A service of 365 Networking Ltd

$ CAD
Min $10 — Max $5,000 per transaction
BTC
3.5% fee included. Rate locked for 60 seconds at checkout.
3D Secure verification required. Visa, Mastercard, Amex accepted.

How It Works

1
Select & Amount

Pick your cryptocurrency and enter the CAD amount.

2
3D Secure Payment

Your card is charged with 3D authentication for security.

3
Instant Transfer

Crypto is sent to your wallet, a 365Wallet, or a storefront. If we hold the currency, we transfer from our reserves for instant delivery.

Supported Delivery

  • Any external wallet address
  • 365Wallet (provisioned on the spot for guests)
  • Storefront crypto wallets (direct merchant payment)
  • 365Vault-linked accounts
8%
Service Fee Charged on the total card balance. You receive the rest via Interac e-Transfer after verification.
$ CAD
CAD via e-Transfer
Sent after 14-day verification hold.

How This Works

1
Enter Card Details

We charge the full balance of your prepaid card via 3D Secure.

2
14-Day Verification

We verify the charge clears with no chargebacks or disputes. Our fraud detection evaluates VPN usage, email reputation, and builds a custom trust score.

3
Interac e-Transfer

After successful verification, we send the balance minus the 8% fee directly to your email via Interac.

Fraud Detection

We take fraud seriously. Every transaction is scored using:

  • VPN / proxy detection
  • Email reputation analysis
  • Custom trust score algorithm
  • Card verification (3D Secure mandatory)

Fraudulent submissions are permanently declined.

Why 14 Days?

Credit card chargebacks can take up to 14 business days. We hold the funds to protect both parties. This is an honest service — the hold exists because we treat your money and ours with respect.

Individuals

Buy crypto. Drain a prepaid card. Send money to a friend. You don't need an account, you don't need to talk to anyone. The tools are here — use them whenever you need to.

  • 3.5% flat fee on card charges
  • 8% on prepaid card processing
  • $10 minimum transaction
  • 365Wallet provisioned instantly for guests
  • 9 supported cryptocurrencies
  • Interac e-Transfer payouts
For Storefronts

We Provide the Code. You Provide the Storefront.

API Integration

REST endpoints for every payment method. Create invoices, process cards, generate wallet addresses. One integration covers everything.

You Set the Price

Our fee is 3.5%. How you handle that is your business. Absorb it, pass it on, split it — we don't dictate your pricing model.

Prepaid Card Routing

When a customer uses a prepaid card on your storefront, we route it through our processing system. You get paid — we eat the fraud risk.

e-Transfer Verification

Interac e-Transfer as a first-class payment method. Banking API integration confirms deposits and triggers instant order confirmation.

Community

Ideas for Tomorrow

We build tools that make payment processing better. If you have an idea — a feature, a workflow, a problem that needs solving — tell us. The best ideas come from the people who actually use this stuff.

We review every submission. If we build it, we'll credit you.

Things We're Thinking About

Multi-currency invoicing
Recurring payments
Mobile wallet app
Auto-convert to CAD
Shopify plugin
WooCommerce integration
Split payments
QR code checkout